FAQ: EChecks (ACH)
Processing PlatformAEChecking
ACH> EChecks (ACH) <
Check21Check21 (RCC)
Risk ManagementRisk Management
 What are EChecks and ACH?

ACH stands for Automated Clearing House which is the name for the electronic network between finacial institutions in the United State for processing financial transactions. ACH is used for processing large amounts of debit and credit transactions via a batch system.

What can ACH be used for?

ACH can be used in many ways, for purchasing products or services online, monthly subscription services or paying monthly bills such as mortgage or utilities. It can also be used for Business to Business transactions.

What types of transactions can I do with ACH?

There are many types of transactions that the ACH network can handle. The most popular are Web Initiated Entries (WEB), Telephone Initiated Entries (TEL), Prearranged Payment and Deposits (PPD), Point of Sale (POS) and Point of Purchase (POP).

What are the limitaions of ACH?

The ACH network and its rules and regulations are governed by the National Automated Clearing House Association (NACHA). All ACH processing must fall within their guidelines.